At Benefit Planning Services, effectively Planning your Benefits is what we do - with an emphasis on staying connected, the definition of what makes us different.

SOLUTIONS FOR MOST COMMON PROBLEMS
If you would like a quick link to your Health Care company or one you may be considering, go to the links below to see if your provider(s) are participating in the network*:

Aetna
Anthem BCBS
Beech Street
CBIA HealthConnections
CIGNA
ConnectiCare
Empire BC/BS
Fortis Dental
Guardian's Dental
HIP NY
North East Alliance HealthCare
Oxford
Health Net
United Healthcare

_ _ _ _ _ _ _ _ _

HELPFUL HINTS FOR QUICK SERVICE
For claims Issues or Member Services Issues (i.e. change Primary Care Physician (PCP), order new ID cards) please contact the telephone number listed on the back of your ID card. If for some reason you cannot get through to your carrier, here is a listing of alternative numbers:

Aetna
Anthem BCBS
CIGNA
ConnectiCare
Oxford
Health Net
United Healthcare
Guardian
800-270-0081
800-843-6096
800-832-3211
800-251-7722
800-444-6222
800-441-5741
800-705-1691
888-278-4542

For more information call 1-800-378-7526 to speak with a qualified benefit planner.

_ _ _ _ _ _ _ _ _

Anthem Blue Cross and Blue Shield’s Individual Medical Insurance
If you’re:
 
- a recent graduate,
 - under 65 years of age,
 - recently laid off,
 - on Cobra/State Continuation
 - self employed individual,
 - early retiree under 65 years of age without group
   medical coverage,
 - work for a company without group medical
   coverage,

then click on this text or graphic link for a quote and to apply online through Anthem Blue Cross and Blue Shield’s Individual Medical Insurance.


_ _ _ _ _ _ _ _ _

MEDICAL INSURANCE FOR INTERNATIONAL TRAVELER
S
CLICK BELOW FOR AN IMMEDIATE QUOTE!

Patriot Travel Medical InsuranceSM :
Patriot InternationalSM

Travel medical insurance for US citizens traveling outside the US for a period of 15 days up to 12 months.

Patriot AmericaSM
Travel medical insurance for non-US citizens traveling outside their country of citizenship for a period of 15 days up to 12 months.

ExPatriot PlusSM
Travel medical insurance for US citizens and non-US citizens traveling outside their country of citizenship for a period of 6 months up to 2 years.
Patriot Travel Medical Insurance brochure
_ _ _
Patriot ExecutiveSM
Travel medical insurance for Canadian or US citizens who travel frequently throughout the year outside of Canada and the US on trips lasting 30 days or less.
Patriot Executive brochure
_ _ _
Global Medical InsuranceSM
Comprehensive, long-term, individual/family coverage for US citizens living or traveling outside the US for at least 6 months of the year and non-US citizens worldwide those that purchase this plan also have the option of purchasing Global Term Life Insurance
SM and Global Daily IndemnitySM.
Global Medical Insurance brochure

* Links and telephone numbers are subject to change and Benefit Planning Services, LLC assumes no legal responsibility to the content respectively therein.

RX QUESTIONS
>> Check your carrier's formulary for your prescription:

Aetna
Anthem BCBS
ConnectiCare
CIGNA
Express Scripts Pharmacy
Health Net
United Healthcare



INSURANCE FOR YOUR CHILDREN
>> You may qualify for a federally mandated health plan for your dependant children under the age of 18. Although income sensitive, this is not Medicaid! Great coverage, low premiums (in some cases, no premium).

If you live in CT it is called the HUSKY Plan. Click here to get more info.

If you live in NY it is called Child Health Plus. Click here to get more info.

If you live in NJ it is called NJ KidCare. Click here to get more info.



CLAIMS APPEALS
If there is a claims issue that you feel was adjudicated incorrectly and would like to appeal it you will need to send a letter in writing to the address listed below for your corresponding healthcare carrier:

Health Net
P.O.Box 904
Shelton,CT 0648
Attn: Appeals Dept.

Aetna
P.O. Box 150417
Hartford, CT 06115-0417
Attn: Appeals Dept.

ConnectiCare
30 Batterson Park Rd.
Farmington, CT 06032
Attn: Appeals Dept.

Anthem BCBS
First Level Appeal Review
370 Bassett Rd.
P.O. Box 1038
North Haven CT 06473-4201

CIGNA - Paces Unit
P.O. Box 37963
Charlotte, NC 28237
Attn: Appeals Coordinator

Oxford
P.O. Box 7081
Bridgeport, CT 06601-7081
Attn: Appeals Dept.

United Healthcare
2 Penn Plaza, Su. 700
New York, NY 10121
Attn: USHC Appeal Committee



>> To contact the Insurance Commissioner's office, write or call:

State of CT Insurance Dept.
P.O. Box 816
Hartford, CT 06142-0816
ATTN: Commissioner Susan Cogswell
800-203-3447 Fax#: 860-566-7410
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